{Beckley, West Virginia}...Forty-six year old John R. Garris of Beckley has been sentenced to one year and three months in federal prison for fraudulently obtaining more than $90,000 from First Citizens Bank. Garris pleaded guilty in February to bank fraud. U.S. Attorney Booth Goodwin says Garris took the money through a loan scheme between January 2007 and February 2011, while he worked as a financial services manager at the bank's branch in Lewisburg, and Garris used the names of bank customers to create fictitious loans. He also used customers' existing loans to obtain advances.